New Jersey (732) 625-3050
New York (718) 680-5000

Articles

How Does the Appraisal Affect My Real Estate Transaction?

Christine Visci
An appraiser uses market and other data to provide an opinion of the market value of a property.  Appraisals are extremely useful and the opinion of appraisers are valued for many reasons. Lenders use appraisals to feel assured that, if the borrower does not pay the loan, the property has enough value for the Lender…
Read More

How Can I Make My Home Inspection Less Stressful?

Christine Visci
A home inspection can be upsetting to a Seller as it is the inspector’s job is to search their home for imperfections and report them to the Buyer.  This process nevertheless benefits both sides because the report documents the condition of the property at contract and the condition in which Seller must deliver the property…
Read More

NJ Earned Income Tax Rate Update

Christine Visci
New legislation signed into law on July 1, 2018, made several changes to the New Jersey Gross Income Tax Act at N.J.S.A. 54A:1-1 et seq. as part of New Jersey’s fiscal year 2019 budget. The changes include increases in the New Jersey Earned Income Tax Credit (EITC) and the property tax deduction, and the addition…
Read More

What Is A Reverse Mortgage?

Christine Visci
If a person needs cash and they own a home, one option may be to tap into the equity of their home. Under a traditional mortgage a borrower receives the full amount of the loan at closing and repayment of the principal plus interest starts immediately. With a home equity loan a credit line is…
Read More

How Can You Protect an Incapacitated Family Member?

Christine Visci
Proper planning for those that are or may become incapacitated entails putting into place documents which, if the situation arises, authorizes particular individual(s) to act for an infant, incapacitated or disabled individual as their Guardian. However, in certain situations such as a child disabled from birth, or due to emergency, or failure to plan for…
Read More
Load More

Recent Posts

Categories

Menu